Back-to-School Loan
Get What You Need for School Today. Pay Over Time.
Whether you're purchasing school supplies, technology, clothing, or covering educational expenses, our Back-to-School Loan can help you start the school year with confidence.
Borrow Up To $500
Loan Amount: $500
Repayment Term: 6 Months
Rate: 7.00% APR*
Fast Application Process
Local Credit Union Service You Can Trust
Why Choose Our Back-to-School Loan?
Cover Essential School Expenses
Use your loan for:
School supplies
Laptops and technology
Clothing and shoes
Activity fees
Educational expenses
Other back-to-school needs
Affordable Repayment
Spread your payments over six months with a fixed rate and predictable schedule.
A Smarter Alternative
Avoid high-rate borrowing options and work with a trusted financial partner focused on your success.
How It Works
1. Apply
Complete a simple application online here or at our local branch.
2. Get Approved
Our lending team will review your application and provide a decision.
3. Receive Funds
Once approved, receive your funds and start preparing for the school year.
Make Back-to-School Shopping Easier
Start the school year prepared with access to funds when you need them most.
Explore Other Back-to-School Financial Solutions
Not sure a Back-to-School Loan is the right fit? We may have other options to help you manage education-related expenses.
Consider a Skip-A-Pay
If you have an eligible loan with us, a Skip-A-Pay may allow you to defer a qualifying loan payment and use those funds for back-to-school expenses instead.
Planning for College Expenses?
Whether you're attending college, pursuing career training, or helping a student achieve their educational goals, we offer student lending solutions designed to help cover qualified education expenses.
Frequently Asked Questions
Who Can Apply?
Membership requirements apply.
Is Automatic Payment Required?
Automatic payments from a qualifying account are required to receive the advertised rate. If you opt for cash payments, expect a 0.25% APR increase.
Can I Pay Off My Loan Early?
Yes, as long as you qualify. The Holiday Loan special will be available soon, so keep an eye out for more details.
Important Disclosure
*APR = Annual Percentage Rate.
The advertised 7.00% APR is available only with automatic payment (autopay) from a qualifying account. Loan approval is subject to creditworthiness, verification of information provided, membership eligibility, and credit union guidelines.
Offer subject to change or withdrawal without notice. Additional restrictions may apply. Contact the credit union for complete details and eligibility requirements.