Investments, Savings and Loan Rates

 

 

Share Certificates

 
Interset RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
6 Month1.00%1.00%QuarterlyQuarterly$500$500
1 Year1.25%1.26%QuarterlyQuarterly$500$500
2 Year1.65%1.66%QuarterlyQuarterly$500$500
3 Year1.85%1.86%QuarterlyQuarterly$500$500
 
 

Jumbo Share Certificates

 
Interset RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
6 Month1.25%1.26%QuarterlyQuarterly$100,000$100,000
1 Year1.50%1.51%QuarterlyQuarterly$100,000$100,000
2 Year1.85%1.86%QuarterlyQuarterly$100,000$100,000
3 Year2.00%2.02%QuarterlyQuarterly$100,000$100,000
 
 

IRA/Roth Share Certificates

 
Interset RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
1 Year1.50%1.51%QuarterlyQuarterly$500$500
2 Year1.85%1.86%QuarterlyQuarterly$500$500
3 Year2.00%2.02%QuarterlyQuarterly$500$500
Variable Account.50%.50%MonthlyMonthly$.01$.01
 
 

Savings/Checking

 
Interset RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
Regular Shares.25%.25%QuarterlyQuarterly$0.01$5
Checking.10%.10%MonthlyMonthly$0.01$50
 
 

Money Market Shares

 
Interset RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
$0 - $9,999.99.30%.30%MonthlyMonthly$0.01$0.01
$10,000 - $49,999.99.40%.40%MonthlyMonthly$10,000$10,000
$50,000 & Above.50%.50%MonthlyMonthly$50,000$50,000
 
 

Auto Loan Rates

 
AmountTermAPR
Rates Reflect New Never Titled Autos36 Months2.99%
48 Months2.99%
60 Months2.99%
$20,000 Up72 Months3.49%
$30,000 Up84 Months4.24%

* APR - Annual Percentage Rate Applies to new DCU loans
** Rates based on Tier 1 borrower with automatic payments. Your actual rate may vary depending on credit score and loan to value. For Motorcycle, RV, Boats and Trailers and 1.00% to rate. No loan origination fees.

 
 

Auto Used 2013-2018 Loan Rates

 
AmountTermAPR
36 Months3.49%
48 Months3.49%
60 Months3.49%
$20,000 Up72 Months3.79%
$30,000 Up84 Months4.49%

* APR - Annual Percentage Rate Applies to new DCU loans
** Rates based on Tier 1 borrower with automatic payments. Your actual rate may vary depending on credit score. Mileage less than 130,000. Motorcycles, RV's, Boats, and Trailers add 1.500%. No loan origination Fees.
***Call a Consumer Loan Officer regarding rates for vehicles 2012 and older.

 
 

Mortgage Rates

 
TermRateAPR
30 Year Fixed3.875%3.960%
20 Year Fixed3.875%3.983%
15 Year Fixed3.50%3.635%
10 Year Fixed3.50%3.696%
5/1 ARM****
7/1 ARM****

* APR - Annual Percentage Rate
** Call For Rate

Disclaimer for Mortgage Rates

  • Rates will vary depending on individual credit score, credit history and term selected

  • Rates are subject to change without notice

  • Contact a Mortgage Loan Officer for details

 
 

Other Loan Types Rates

 
Loan TypeAPR
Signature Loan6.74%**
CD Secured4.00%
Share Secured4.00%
Stock Secured4.00%

* APR - Annual Percentage Rate
**Rate based on A+ credit, and auto payments.